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Thinking about raiding your 401(k) plan? Don't do it |
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It's no secret that millions of Americans haven't saved enough to finance a comfortable retirement. Now comes even more worrisome news: Thousands ...
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New credit card rules can help, but don't get complacent |
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Don't let the new credit card rules that went into effect Sunday lull you into thinking it's OK to get sloppy about your bills.
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College grads with an 'A' in credit history have advantage |
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College grads without a positive credit history could have a hard time getting a start in life. Parents can help them build a credit history. ...
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An uninhabited or rented home gets different insurance coverage |
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Standard homeowners policies cover occupied homes. If your home is uninhabited for a month or longer, your policy may not cover damage.
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Thinking of debt settlement? New FTC rule can help |
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If you're a good candidate for debt settlement, the FTC rule provides a good guide to the kinds of questions you should ask before you sign up. ...
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Refinancing mortgage often smart even if you have to pay |
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If you have money in a bank account earning 1% or less, you could get a better return by buying down your mortgage rate, but it's not risk-f ...
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Over 25% of us have nasty credit scores, but they're fixable |
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Soon, when a lender rejects your request for a loan, it will be required to tell you why. And the reasons might surprise a lot of people.
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HealthCare.gov helps with finding health insurance options |
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The Department of Health and Human Services has launched HealthCare.gov, designed to help identify sources of public and private coverage.
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Student loan program changes affect rates, repayment |
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For many students, the thrill of embarking on a new adventure is tempered by the sobering reality of student debt.
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How to steer clear of checking account fees on the horizon |
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It's been years since consumers have had to worry about checking fees. Most banks have offered free checking, but that may soon change.
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A few quick steps could cut your car insurance bill in half |
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There are plenty of ways you can lower your insurance costs, no matter where you live. Some tips: Reduce coverage; raise your deductible.
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If you get in a bind there are ways to avoid the payday loan trap |
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While payday loans are easy to get, they're expensive: The annual percentage rates can be over 700%. There are other ways to raise fast cash ...
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Health insurance options for unemployed beyond COBRA |
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The easiest way to get health insurance is to find a job with group coverage, but in this economy, that's a tall order. How to stay covered:
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Got a great credit card offer? How to read the fine print |
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But before you sign up for a new card, study the terms carefully, and think about how you use your credit cards. What to watch out for:
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In-debt grads with no jobs can sidestep student loan trouble |
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This year's college graduates will be entering a wretched job market, where there are, by some estimates, five candidates for every opening. ...
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